The couple who owned the restaurant knew that they needed to make some upgrades to meet ADA regulations but had never had the funds available to make the changes and their local customers weren’t complaining. But with new patrons, they knew they needed to make the upgrades and repairs before they were faced with a complaint. The new customers meant that business was booming, but they were anxious about potential problems as they had heard of several other small, locate businesses being sued over non-compliance.

They found a local contractor that was well-versed in the upgrades they needed to make and knew the compliance regulations. The only problem they ran into was the large upfront cost of making the upgrades. After doing some research, they realized that their best option was a bank term loan.

The quote for repairs was over $80,000 and the couple knew that there would likely be overages on the project. They took out a loan for $110,000 with a 4-year term to keep the required payments as low as possible. The upgrade project took 8 weeks and they had to close the restaurant down a few days. After the project was done, they had a grand reopening and a party for their regulars to show off their upgraded location.


The restaurant was compliant and the couple was sleeping easier at night knowing that they were providing the best service for their customers.

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