Clear BBB Business Review

More Business Loan Options. Better Terms.

Running your business is hard, funding your business doesn’t have to be. Apply now to gain access to more lenders, more loan products and the best terms available in the marketplace. The difference is Clear.

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The Clear Advantage

Best terms in the market

More loan options than any other firm

Largest lender network in the industry

Dedicated expert loan advisor

Apply for any loan 24/7

No broker fees. Ever

Testimonials

Transparent

“Such a different experience from other loan brokers I've dealt with. They provided all costs and fees upfront. The entire process was transparent and easy. Clear is the only loan provider I trust.”
Arnold N President

Fantastic!

“Thanks to Clear, I was able to improve my cash flow with an affordable line of credit. Highly recommend.”
B Mills Owner

Seamless and Intuitive

“I did some research for working capital loans and immediately Clear caught my attention. Their website was seamless and intuitive. It was very easy to apply for a loan and navigate throught their portal. I strongly recommend Clear!”
Candelaria M Owner

Very Impressive

“They're super-friendly, transparent and they have an impressive brand/website. I was able to select a loan product that suited best for my business. I strongly recommend Clear.”
David M CFO

Professional

“The most professional and transparent business loan platform I've come across. I love the features of their portal and I've been extremely happy with the process and the terms I've received.”
Ellen V CEO

More Loans, Better Terms!

“They have more loan options than anyone else and got me better rates than the others I was working with. What more can I ask for?! I'm a Clear client for life!”
J Thompsen Owner

The Best

“They have one of the best loan platforms I've ever seen.”
L. Jackson CFO

Amazing!

“Clear helped me secure a term loan to consolidate my debt and lower my total monthly payments by over 50%. They are the best!”
M. Tyler Owner

Great Terms

“Clear was able to quickly get me approved for a revenue advance. The terms were much better than I found elsewhere and I had funds in my account the very next day. Thanks Clear!”
P Murray Owner

What a Product!

“Clear offers a variety of lending products with flexible terms. We are quite pleased with their rates and service. Strongly recommend.”
Robert B Owner

Great Company!

“Outstanding platform. I shopped for a business loan everywhere and Clear gave me the best rates!”
Sam J. Owner

Very Happy

“I am very happy with Clear. I've had 2 business loans through them and the process was quick and simple. They are truly a leader in this space and I could not be more pleased with them.”
Stanley S Owner

Highly Recommend

“I've used Clear to obtain several of my business loans and I wouldn't consider using anyone else. I love being able to adjust approvals on my own and I've never felt like I was being sold or pressured. ”
Valerie W Owner

Get Approved

We make it very easy. Complete one simple application and we’ll handle the rest. There’s no cost and applying won’t impact your credit score. Get the financing you need and the terms you deserve with an industry leader you can trust.

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Get Expert Support

You focus on running your business, we’ll focus on the financing you need to help it grow. Your dedicated advisor can help you choose the right loan product, explain costs and contract language, expedite funding and fight to get you the best terms possible. Always available, never a fee.

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Our Loan Products

Select an option

Short Term Loan

Buy Inventory  –  Upgrade Equipment  –  Expand

With no collateral required, no restrictions on the use of funds and a lightning-fast turnaround, unsecured short term loans are among our most flexible and popular products. These loans go up to $1 million, generally take 1-2 days to fund and have term lengths ranging from 6 months to 3 years.

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Merchant Cash Advance

Cover Payroll  –  Pay Taxes  –  Make Renovations

A merchant cash advance is our easiest product to get approved for and can be very useful when funds are needed very quickly. This product is not a loan – It is a sale of future receivables. The repayment term normally ranges from 6 – 18 months and payments can be set as either a fixed dollar amount or a fixed percentage of credit card sales.

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Line of Credit

Finance Opportunities  –  Cover Emergencies

This is a very flexible form of financing. Credit lines of up to $250,000 are available, with repayment terms of between 12 months and 36 months. Draw money when needed and make payments on only the funds you’ve used. This is a revolving line of credit, so as payments are made, it opens access to additional credit.

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Term Loan

Purchase Property  –  Fund an Acquisition  –  Buy Equipment

This is a bank product and the terms reflect that – Typically offered at lengths ranging from 2 – 5 years, rates are often in the single digits and loan amounts can be as high as $5 million. It’s also a bank application process so the turnaround time can be quite lengthy. But with some planning ahead, this can be a great option for business funding.

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SBA Loan White Paper

SBA Loan

Purchase Machinery  –  Build Inventory  –  Refinance Debt

Considered the gold standard of business financing, SBA Loans typically have terms extending out to 10 years and loan amounts up to $5 million. And because the SBA is guaranteeing a portion of the loan, interest rates are often the lowest of any business loan. This is also a bank product with a bank process and is generally the slowest to close.

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Equipment Financing

Modernize  –  Expand  –  Upgrade 

This can be a very affordable option for financing equipment and can be structured as either a loan or lease. Repayment terms range from 2 -7 years, with amounts up to $1 million. Similar to traditional automobile financing; at the end of a loan, you own the equipment outright and at the end of a lease, the equipment normally must be returned.

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Invoice Factoring

Improve Cash Flow  –  Buy Materials  –  Pay Staff

Invoice Financing (or Factoring) allows you to receive an advance of up to 90% of an outstanding invoice’s value. No repayments are made with this type of financing. When the invoice is paid, the lender releases the balance minus their fee. When late invoice payments are causing cash flow problems, this can be a flexible and affordable solution.

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ABL Loan

Purchase Property  –  Buy Equipment  –  Make Investments 

An Asset Based Loan (or ABL Loan) is a bank loan secured by assets of your company. Unlike an SBA loan or term loan that generally require real estate collateral, ABL loans can be secured by a wide range of assets – inventory, equipment, accounts receivable etc. They typically go as high as $10 million, with a loan to asset-value ratio of up to 85%.

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CRE Financing

Purchase Property  –  Refinance  –  Make Improvements

Commercial Real Estate Loans (Also known as CRE loans or Commercial Mortgages) are offered by our bank lending partners and can be used to purchase new property or to refinance or make improvements on an existing one. Loan amounts can be as high as $25 million, with term lengths extending out to 25 years or more.

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Select Lending Partners

 

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Quick and Easy Process

  1. Submit an application (typically takes about 3 minutes)
  2. View your approvals and select terms that work best for you
  3. Submit closing documents and fund your loan!

 

 

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What Clear Means To Us

Competitive Terms

Because we have the largest lender network in the industry, we’re able to secure for you the very best terms available in the marketplace. No more time and energy wasted shopping through multiple brokers and platforms.

Loan Transparency

We believe in full disclosure, complete information and transparency – it’s in our name. With Clear, you always receive a true representation of the cost and terms of your loan. Nothing hidden, no surprises.

Ethical

Truth, integrity, fiduciary responsibility – We take these very seriously. We'll always recommend the loan product we think makes the most sense for your business and we'll always present the lowest cost available in our marketplace.

Accessible

With 24/7 access to your loan portal, you can apply for any loan product you need, whenever you need it. And with access to your expert loan advisor from Day 1, you receive the support and guidance you deserve.

Robust Technology

We’ve invested heavily in our technology to give you access to the most secure, most advanced business loan platform and borrower portal in the industry.

What’s New

 

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