WHO WE ARE

Clear Private Client

Clear Private Client is an invitation-only program reserved for the most well-established and successful businesses. There is no fee to join but membership is highly selective. To qualify, companies must have a minimum of 2 years in operation, generate at least $5 million in annual revenue, and demonstrate strong, consistent cash flow.

 

We selectively partner with a limited number of businesses each year to ensure every client receives white-glove, executive-level attention and access to premium funding opportunities.

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Exclusive Lender Network

Gain entry to financing programs and lender relationships that are unavailable through standard broker channels. Access larger credit facilities, bespoke deal structures, and competitive terms that are simply out of reach for most.

 

Our reputation and selective client base allow us to negotiate from a position of strength, delivering better rates, higher credit limits, and faster approvals.

Direct Executive Access

Unlike traditional lending channels, our clients work directly with a C-level executive who oversees the entire financing strategy. This ensures your business receives guidance rooted in experience, discretion, and strategic foresight — not just transactional service.

 

Every engagement is personalized, premium, and designed to align capital with long-term growth goals.

White Glove Service

Every business we serve is unique — and so are the capital solutions we design. From structured credit to working capital, acquisitions, and expansion funding, we build bespoke financing strategies that fit your revenue model and growth trajectory.

 

Our process is confidential, seamless, and white-glove from start to finish, ensuring you can focus on scaling your enterprise while we deliver the capital to power it.

Capital for every stage of growth

From day-to-day working capital to your next acquisition, we arrange:

  • Working capital lines of credit
  • Short-term capital for payroll, inventory, and large orders
  • Asset-based lending against receivables and inventory
  • Receivables financing
  • Term loans for expansion and refinancing
  • Acquisition financing
  • Commercial real estate financing

Case Studies

Three common situations and how we’d structure them.

Wholesale distributor · $14M revenue

Customers pay in 60 days; suppliers want payment in 30.

Approach: A receivables-based line that grows with sales.

Multi-location medical practice · $8M revenue

Reimbursements lag 45–60 days during a new-location build-out.

Approach: A receivables line for daily cash, plus a term loan for the build-out.

Manufacturer · $20M revenue

A large order requires buying materials months before the customer pays.

Approach: Asset-based financing against inventory and receivables.

How it works

  1. Consultation
    A 30-minute call with a Clear executive about your goals, your current debt, and what you need capital for.
  2. Strategy
    We review your financials and map out the right structure, size, and timing.
  3. Lender process
    We take your company to a short list of best-fit lenders and handle every conversation.
  4. Negotiate and fund
    We compare offers side by side, negotiate the terms, and stay with you through funding.

Do you qualify?

There’s no fee to join. To be considered, your company should have:

  1. At least $5 million in annual revenue
  2. At least 2 years in business
  3. Strong, consistent cash flow
  4. Standard financials (tax returns, P&L, balance sheet)
  5. Guarantor credit of 650 or higher

Under $5 million in revenue? Clear’s standard programs are built for you. Apply here.

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Frequently asked questions

How is this different from applying on my own?
You get one senior point of contact, access to lenders across our 100+ network, and someone negotiating on your behalf.

Is there a fee to join?
No. There’s no membership fee. Any costs tied to a specific financing are disclosed up front, before you accept an offer.

How long does it take?
It depends on the structure. A working capital line can move quickly; larger or more complex facilities take longer. You’ll get a realistic timeline on the first call.

What if my company doesn’t qualify yet?
Clear’s standard programs serve businesses of every size. We’ll point you to the right one.

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